Banking Archives – Money Crashers

A credit card is a card issued by a financial company which enables the cardholder to borrow funds.

A rewards credit card offers one or more incentives for frequent use: When you use a rewards card to make purchases, you accumulate credits in proportion to the amount you spend. Rewards cards are hot right now: a recent Experian survey found that 45% of Americans who plan to apply for a new credit card want a rewards card.